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Exclusive Home Inspectors Professional Liability Insurance Program
 
Home Inspectors Overview


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At Target Professional Programs, insurance for Home Inspectors is a particular specialty. Errors & Omissions and General Liability coverage options, competitive rates, and special extras make Target’s Program the best value in the marketplace.

In addition, Target offers the highest premium discount available anywhere. Members of ASHI and other home inspectors associations receive a full 15% discount on the cost of their insurance. Discount is also available to graduates of most training schools.

NEW BUSINESS BONUS — NOTE TO AGENTS & BROKERS: Throughout this year, you’ll receive a 2.5% bonus on all new home inspector policies placed through Target Professional Programs. If you don’t yet represent Target, please see Become A Target Producer.


Contact, Applications and Submissions
Contact Target’s Home Inspectors Expert:
Brendan Carroll, (646) 751-3039 
BCarroll@TargetProins.com
Applications and Submissions
Find Applications
Email Completed Applications: HomeInspectors@TargetProIns.com
Coverage Offered
  • Errors & Omissions (aka Professional Liability), including General Liability
  • NEW! Coverage for Drone Inspections: Optional endorsement covers damage or injury caused by an inspector’s drone during the course of an inspection.
    • Policy Limits: $25,000 per occurrence / $50,000 per policy term
    • Premium: $100
    • Minimum Deductible: Zero!
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  • Identity Theft Coverage included at no additional charge
Eligibility
  • All size firms — from solo inspectors to large franchises
  • New inspectors with relevant experience are also welcome to apply
  • Know a Real Estate Appraiser who needs E & O Insurance? Send your colleague to our Professional Liability Program for Appraisers. It’s a fantastic program and so easy to get a quote and purchase coverage online.
Availability, Carrier Partner and Program Parameters
Availability
  • All states

Carrier Partner
  • Well-known, national insurance company Rated A+ by A.M. Best
Program Parameters
  • Coverage Limits:Up to $2 million
  • Minimum Premium:N/A
  • Minimum Deductible:$1,000
Features & Benefits
  • Click on highlighted content below for coverage descriptions or additional information
  • Occurrence Policy or Claims made policyoptions
  • Professional Liability(E & O) and General Liability(GL) Package Policy
  • No Deductible on General Liability
  • Identity Theft Recovery Coverage included at no additional cost
  • 15% premium discount for members of most home inspector associations and/or graduates of training programs.
  • Optional Prior Acts Coverage and Extended Reporting Periods
  • E & O and GL policy includes coverage for specific types of inspections: 4 Point, Commercial, Construction Draw, Code Compliance EIFS, Energy, HUD/Section 8, Infrared Thermography, Pool & Spa, Radon, Septic / Well, Water Testing and Wind Mitigation.
  • Coverage for additional inspections is optional – so you only pay to cover the types of inspections you offer. Optional Coverage: Mold, Lead, Termite, or Carbon Monoxide Inspections
  • Premium payment options include VISA or MasterCard. Or choose a financing plan: 30% down with 9 monthly installments.